
In couple cases we have been able to define who pays for car damage in a no-fault state as follows: Car accidents can be very tragic and mind boggling and if you have been involved in one, our car accident lawyers will assist you in explaining to you the kind of compensations you may qualify for and the law on lawsuit in respect of the accident. In this situation you may be using no-fault insurance in New Jersey together with the fault-based insurance after an accident. There is a lot that is still unknown about insurance and liability in no fault state. That is why we have put pen to paper and come up with a guide that aims to explain who pays for car damages in a no-fault state like new jersey.
We will also look at property damage claims and how you can make the claim, and also when you are likely to be awarded extra money for the loss incurred when in the accident. If you been in a car accident in New Jersey and you are not sure of what to do, you are advised to seek the services of a legal attorney. The experienced car accident lawyers at Robert R. Simons can analyze your insurance protection and then apprise you of your legal rights. Visit us or call (856) 499-8066 to get a FREE consultation right now!
New Jersey Is a No-Fault State: Who Pays for Car Damage? Even though this might seem quite counter-intuitive, in a no-fault state, the guy who has to pay for damage on the car is indeed the one in the wrong. It is crucial that you know the no-fault law does not work in relation to property damage. In such a system (as adopted in New Jersey) both driver’s insurance companies will cover the costs of medical treatment, lost income, and necessary services regardless of who is at fault for the crash. Nevertheless, he or she will be liable for full payment of vehicle repairs regardless of the amount.
It is possible for one or more individuals to cause an accident or collision of some sort. The police, insurance adjusters, drivers involved and the law will come in to evaluate who is to blame when an accident occurs. If the other party was at fault and there is some damage to your car you may be able to make a property damage claim against the other driver’s insurance company. Repairs will be made by their respective insurance policies as pertains to liabilities. If the driver which is at fault has incurred an accident, then the collision of the car will be paid for.
Informative and Specialist Concepts: How to File a Property Damage Claim
1. Inform your insurance company about the losses as soon as the extent of the problem is known. Although you may not be the company’s customer, your insurance company may liaise with the customer of the other driver, who was at fault.
2. Make and obtain a police report- Always maintain copies of all the documents that you may present to your insurance adjuster of the scene photos and your car’s damage. They will also be useful if you come to be involved in car accident lawyers at some point in your life.
3. Report your accident to your insurance company and/or the claims division of the other driver’s insurance company Affirmative defenses may allow you some time in which to plead (6 years in New Jersey and 3 years in New York) but the longer you take the more cumbersome it will be to support your claim.
4. Deal with an insurance adjuster- Here is all the information that the adjuster needs to evaluate the case, firsthand, including papers, and your story. The adjuster will decide who was at fault and the amount of blame that each party should accept.
5. Get your vehicle repaired- Choosing the insurance company recommended shop means that they may pay for the shop directly and okay any other work that may need to be done on their car during the course of service.
6. Finalize your insurance payout- If you feel that any insurance companies involved aren’t treating you fairly, contact a Personal injury survivors in New Jersey to review your claim.